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Payment Approved, Cross River Bank Partner on Better Payment Options - pymnts.com

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Financial services organization Cross River Bank and FinTech Payment Approved have partnered to provide businesses with payment options that are faster, broader, safer and more secure, according to a Wednesday (Nov. 17) press release. 

With this partnership, Cross River will provide the payments and technology infrastructure to facilitate disbursements through Push-to-Card capabilities on both the Visa and Mastercard networks. It will also be the sponsor bank and will offer clearing accounts, FBO management and merchant acquiring services to the clients of Payment Approved. 

“The industry is rapidly changing, which brings increased demand for safer and more efficient payment methods,” Keith Vander Leest, director of payments at Cross River, said in the press release. “With this partnership, businesses can now access one platform to move money in a faster, simpler and responsible way.” 

Payment Approved clients, which include FinTech platforms, eCommerce businesses, money service businesses and retailers, can now send and receive money, process payments, exchange currencies across borders and track all movement through a digital ledger powered by Cross River. 

“We are excited about this partnership and our combined capabilities,” Jason Montoya, CEO of Payment Approved, said in the press release. “This partnership will create immediate value for our current and future clients through the ‘all-in-one’ financial offerings.” 

This partnership comes on the heels of Cross River Bank’s Nov. 2 announcement that it acquired software-as-a-service (SaaS) provider Betterfin, a company focused on helping small businesses manage their cash flow and offer insights on financing and credit. 

Read more: Cross River Buys SaaS Provider Betterfin, Advances API-Based Platform 

The acquisition supports Cross River’s technology foundation and bolsters lending-as-a-service offerings for small businesses and technology partners, the company said in a press release. By integrating Betterfin’s technology via its financing management tool, Cross River can advance end-to-end workflows for its Small Business Administration (SBA) loan program.

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